OLMIS

Occupational Description

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.

Employment Outlook for Credit Authorizers, Checkers, and Clerks

Statewide Employment Analysis	2008 employment is estimated to be somewhat smaller than the regional average. This occupation is expected to grow at at about the regional average rate. Total job openings are projected to be at about the regional average. Limited employment opportunities exist.

Data Sources and Limitations

Current Employment Department Job Openings for Credit Authorizers, Checkers, and Clerks There are 1 current openings for this occupation. Openings 1 through 1 are listed below.

Job Title	Date Posted	Location	Wage Offered
Credit Manager	7/22/10	Wilsonville	$48,000/yr to $68,000/yr DOE

Job Openings from the Web for Credit Authorizers, Checkers, and Clerks There are no openings for this occupation.

State of Oregon License Information for Credit Authorizers, Checkers, and Clerks No statewide license is required for this occupation.

Wages for Credit Authorizers, Checkers, and Clerks

Region	---------------- 2010 Wages ----------------
	Percentiles (hourly wages)					Avg Hourly ($/hr)	Avg Annual
	10th	25th	50th (median)	75th	90th
Oregon Statewide	$12.84	$14.40	$17.10	$21.13	$26.22	$18.14	$37,737
Multnomah / Washington	13.53	15.79	18.22	22.53	27.78	19.27	40,086
Marion / Polk / Yamhill	12.66	14.88	17.08	18.95	20.56	16.81	34,969
Lane	12.50	13.21	14.28	16.28	26.41	16.22	33,743
Jackson / Josephine	11.90	13.98	17.32	21.44	24.07	17.55	36,512
Crook / Deschutes / Jefferson	13.50	15.30	19.62	23.53	25.35	19.35	40,255
Clackamas	11.84	12.97	14.25	16.08	23.56	15.46	32,157

Data Sources and Limitations

Regional Employment Projections for Credit Authorizers, Checkers, and Clerks

Region	Employment		Change	% Change	Projected Annual Openings
	2008	2018			Growth	Replacement	Total
Oregon Statewide	353	380	27	7.6%	3	10	13
Multnomah / Washington	244	257	13	5.3%	1	7	8
Clackamas	23	29	6	26.1%	1	1	1
Crook / Deschutes / Jefferson	22	23	1	4.5%	0	1	1
Jackson / Josephine	21	23	2	9.5%	0	1	1
Lane	20	23	3	15.0%	0	1	1
Marion / Polk / Yamhill	17	20	3	17.6%	0	1	1
Benton / Lincoln / Linn	5	5	0	0.0%	0	0	0
Douglas	2	2	0	0.0%	0	0	0
Klamath / Lake	2	2	0	0.0%	0	0	0
Coos / Curry	2	2	0	0.0%	0	0	0
Grant / Harney / Malheur	1	1	0	0.0%	0	0	0
Morrow / Umatilla	1	1	0	0.0%	0	0	0

Data Sources and Limitations

Industries of Employment for Credit Authorizers, Checkers, and Clerks

Industry Click links to view infoUSA employers	Ownership	2008 Employment
Total, All Industries	All	353
Total, All Industries	Private	353
Wholesale Trade	Private	86
Merchant Wholesalers, Durable Goods	Private	39
Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers	Private	11
Merchant Wholesalers, Nondurable Goods	Private	26
Wholesale Electronic Markets and Agents and Brokers	Private	21
Retail Trade	Private	53
Motor Vehicle and Parts Dealers	Private	21
Automobile Dealers	Private	13
Building Material and Garden Equipment and Supplies Dealers	Private	18
Building Material and Supplies Dealers	Private	18
Information	Private	22
Publishing Industries (except Internet)	Private	11
Newspaper, Periodical, Book, and Directory Publishers	Private	10
Telecommunications	Private	11
Wireless Telecommunications Carriers (except Satellite)	Private	11
Finance and Insurance	Private	134
Credit Intermediation and Related Activities	Private	133
Depository Credit Intermediation	Private	56
Nondepository Credit Intermediation	Private	24
Activities Related to Credit Intermediation	Private	53
Management of Companies and Enterprises	Private	12
Administrative and Support and Waste Management and Remediation Services	Private	28
Administrative and Support Services	Private	28
Business Support Services	Private	27

Educational Requirements for Credit Authorizers, Checkers, and Clerks Workers must have related work experience to gain the necessary skills for this occupation. However, those with postsecondary training have a competitive advantage in this labor market.

Skills for Credit Authorizers, Checkers, and Clerks

• Analyze Credit Data
• Apply Mathematical Principles To Accounting, Bookkeeping Or Budgeting
• Approve Or Deny Loans
• Authorize Credit Charges
• Compose Business Correspondence
• Compute And Record Fiscal Data
• Compute Taxes
• Conduct Credit Investigations
• Evaluate Degree Of Financial Risk
• Interpret And Apply Contract, Property And Insurance Laws
• Monitor Credit Extension Decisions
• Obtain Information From Clients, Customers, Patients Or Others
• Operate Fax Machines, Copiers, Printers, And Other Office Machines
• Organize And Work With Detailed Records
• Perform Bookkeeping Functions
• Prepare Loan Forms
• Prepare Reports In Timely Manner
• Process And Prepare Business Forms
• Provide Customer Service
• Review Loan Applications
• Schedule Appointments
• Use Computers To Enter, Access And Retrieve Data
• Use Correct Grammar, Punctuation And Spelling
• Use Ten Key By Touch
• Verify Bank And Financial Transactions

Schools and Training Providers for Credit Authorizers, Checkers, and Clerks The training providers listed below offer programs related to this occupation. This information is updated once per year. Anyone interested in a particular program should check with the training institution regarding its availability. Listing these training providers does not necessarily constitute or imply their endorsement, recommendation, or favoring by the State of Oregon.

• Banking and Financial Support Services

PRO SCHOOLS 10225 SW Park Way Portland, OR 97225-5075 Phone: (503) 297-1344 Programs of Training: Banking and Financial Support Services

Career Pathway Roadmaps for Credit Authorizers, Checkers, and Clerks These Oregon community colleges have defined career pathway roadmaps to facilitate entry into this occupation:

Portland Community College

Entry-level Accounting Clerk

Related Occupations The scores listed below indicates how closely the skills for Credit Authorizers, Checkers, and Clerks matches the occupation in the list. A score of 100% means the occupations have identical skill sets. A maximum of 10 occupations are displayed below.

Occupation	Skill Overlap
Loan Interviewers And Clerks	57%
Loan Officers	43%
Loan Counselors	40%
Gaming Cage Workers	38%
Brokerage Clerks	34%