Oregon Labor Market Information System
Occupational Information Center
Occupational Report for Credit Authorizers, Checkers, And Clerks (43-4041) , Oregon Statewide
Occupational Description

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.

Employment Outlook for Credit Authorizers, Checkers, And Clerks
Statewide Employment Analysis 2006 employment is estimated to be at about the statewide average. This occupation is expected to grow somewhat faster than the statewide average. Total job openings are projected to be at about the statewide average.

Reasonable, but limited, employment opportunities exist.

Data Sources and Limitations
Current Job Openings for Credit Authorizers, Checkers, And Clerks There are 1 current openings for this occupation. Openings 1 through 1 are listed below.
Job Title Date Posted Location Wage Offered
Senior Credit Representative 1/19/10 Salem DOE
State of Oregon License Information for Credit Authorizers, Checkers, And Clerks No statewide license is required for this occupation.
Wages for Credit Authorizers, Checkers, And Clerks
Region ---------------- 2009 Wages ----------------
Percentiles (hourly wages) Avg
Hourly
($/hr)
Avg
Annual
10th 25th 50th
(median)
75th 90th
Oregon Statewide $11.67 $13.82 $17.10 $20.71 $25.43 $17.69 $36,783
Multnomah / Washington 13.16 15.63 18.49 23.23 28.25 19.43 40,419
Marion / Polk / Yamhill 12.07 14.03 17.28 19.57 22.24 16.97 35,296
Lane 11.68 12.87 14.38 16.54 24.70 15.79 32,836
Crook / Deschutes / Jefferson 12.47 14.09 17.74 22.43 24.67 18.04 37,522
Data Sources and Limitations
Regional Employment Projections for Credit Authorizers, Checkers, And Clerks
Region Employment Change % Change Projected Annual Openings
2006 2016 Growth Replacement Total
Oregon Statewide 375 438 63 16.8% 6 8 14
Multnomah / Washington 279 324 45 16.1% 5 6 10
Clackamas 46 56 10 21.7% 1 1 2
Lane 37 43 6 16.2% 1 1 1
Jackson / Josephine 34 39 5 14.7% 1 1 1
Crook / Deschutes / Jefferson 26 35 9 34.6% 1 1 2
Marion / Polk / Yamhill 14 15 1 7.1% 0 0 0
Douglas 7 8 1 14.3% 0 0 0
Clatsop / Columbia / Tillamook 4 4 0 0.0% 0 0 0
Benton / Lincoln / Linn 3 5 2 66.7% 0 0 0
Coos / Curry 3 3 0 0.0% 0 0 0
Gilliam / Hood River / Sherman / Wheeler / Wasco 3 3 0 0.0% 0 0 0
Klamath / Lake 3 2 -1 -33.3% 0 0 0
Morrow / Umatilla 3 3 0 0.0% 0 0 0
Grant / Harney / Malheur 3 2 -1 -33.3% 0 0 0

Replacement openings are caused by existing workers permanently leaving their occupation. Many additional job openings occur due to job changes within occupations.
Data Sources and Limitations
Industries of Employment for Credit Authorizers, Checkers, And Clerks
Industry
Click links to view infoUSA employers
Ownership 2006
Employment
Total, All Industries All 375
Total, All Industries Private 375
Wholesale Trade Private 74
Merchant Wholesalers, Durable Goods Private 36
Merchant Wholesalers, Nondurable Goods Private 22
Apparel, Piece Goods, and Notions Merchant Wholesalers Private 10
Wholesale Electronic Markets and Agents and Brokers Private 16
Retail Trade Private 56
Motor Vehicle and Parts Dealers Private 14
Automobile Dealers Private 10
Building Material and Garden Equipment and Supplies Dealers Private 13
Building Material and Supplies Dealers Private 13
Clothing and Clothing Accessories Stores Private 14
Jewelry, Luggage, and Leather Goods Stores Private 14
Information Private 30
Publishing Industries (except Internet) Private 12
Newspaper, Periodical, Book, and Directory Publishers Private 11
Telecommunications Private 18
Wireless Telecommunications Carriers (except Satellite) Private 18
Finance and Insurance Private 146
Credit Intermediation and Related Activities Private 144
Depository Credit Intermediation Private 59
Nondepository Credit Intermediation Private 33
Activities Related to Credit Intermediation Private 52
Professional, Scientific, and Technical Services Private 13
Administrative and Support and Waste Management and Remediation Services Private 25
Administrative and Support Services Private 25
Business Support Services Private 25
Educational Requirements for Credit Authorizers, Checkers, And Clerks Workers must have short-term on-the-job training to gain the necessary skills for this occupation. However, those with related work experience have a competitive advantage in this labor market.
Skills for Credit Authorizers, Checkers, And Clerks
  • Analyze Credit Data
  • Apply Mathematical Principles To Accounting, Bookkeeping Or Budgeting
  • Approve Or Deny Loans
  • Authorize Credit Charges
  • Compose Business Correspondence
  • Compute And Record Fiscal Data
  • Compute Taxes
  • Conduct Credit Investigations
  • Evaluate Degree Of Financial Risk
  • Interpret And Apply Contract, Property And Insurance Laws
  • Monitor Credit Extension Decisions
  • Obtain Information From Clients, Customers, Patients Or Others
  • Operate Fax Machines, Copiers, Printers, And Other Office Machines
  • Organize And Work With Detailed Records
  • Perform Bookkeeping Functions
  • Prepare Loan Forms
  • Prepare Reports In Timely Manner
  • Process And Prepare Business Forms
  • Provide Customer Service
  • Review Loan Applications
  • Schedule Appointments
  • Use Computers To Enter, Access And Retrieve Data
  • Use Correct Grammar, Punctuation And Spelling
  • Use Ten Key By Touch
  • Verify Bank And Financial Transactions
Schools and Training Providers for Credit Authorizers, Checkers, And Clerks The training providers listed below offer one or more of the following programs:

ProSchools
10225 SW Park Way
Portland, OR 97225-5075
Phone: (503) 297-1344 x812
Programs of Training:
Career Pathway Roadmaps for Credit Authorizers, Checkers, And Clerks These Oregon community colleges have defined career pathway roadmaps to facilitate entry into this occupation:

Portland Community College
Related Occupations The scores listed below indicates how closely the skills for Credit Authorizers, Checkers, And Clerks matches the occupation in the list. A score of 100% means the occupations have identical skill sets. A maximum of 10 occupations are displayed below.
Occupation Skill Overlap
Loan Interviewers And Clerks 57%
Loan Officers 43%
Loan Counselors 40%
Gaming Cage Workers 38%
Brokerage Clerks 34%
Credit Analysts 29%
Order Clerks 28%
Customer Service Representatives 28%
Procurement Clerks 27%
Correspondence Clerks 26%