Per Capita Personal Income in Oregon’s Counties
December 21, 2021 In 2020, Oregon had a per capita personal income (PCPI) of $56,312. Oregon’s PCPI ranked 22nd in the U.S. and was 95% of the national average of $59,510, according to the U.S. Bureau of Economic Analysis. In Oregon, the 2020 PCPI increased by 7.3% from 2019, faster than the nationwide PCPI growth rate of 6.2%.Personal income is the sum of three main components: net earnings (wages, salaries, employer contributions); personal current transfer receipts (retirement, Medicare, unemployment insurance); and income from dividends, interest, and rent. PCPI is calculated by dividing the area’s personal income by its total population.
Per Capita Personal Income in Oregon’s Counties
Per capita personal income varies between states and counties and by metro and nonmetro areas. In general, PCPI is higher in the Portland area, the Columbia River Gorge, and Central Oregon’s Bend area. Gilliam County had the highest PCPI in 2020 at $67,754, followed by Washington ($66,831), Sherman ($66,349), Clackamas ($64,791), and Multnomah ($63,852) counties.

Areas with a higher concentration of older residents tend to have lower PCPI. The reason an older population tends to have lower PCPI is that as people leave the labor force, they have often passed their peak earning years, and therefore have less contribution to the net earnings component of PCPI. Remember PCPI represents income, rather than wealth. Older residents may have substantial wealth but do not have as much relative income, unless it was income-generating investments that would show up in the “dividends, interest, and rent” portion of PCPI.
Income from transfer receipts is generally higher in counties with lower PCPI. These transfer receipts are primarily government social benefits, such as Social Security (retirement), Medicare (health insurance program for people age 65 or older), Medicaid, and unemployment insurance. The initial impulse is to presume that folks in some counties rely more heavily on government subsidies; however, the story behind the higher transfer receipts is one of age demographics.

Income from dividends, interest, and rent was highest in Deschutes (24%), Benton (24%), and Hood River (23%) counties. It was lowest in Morrow (9%) and Columbia (12%) counties.
Metro and Nonmetro
Metro areas across Oregon tend to have higher per capita personal income than nonmetro areas. In 2020, nonmetro areas ($47,152) in Oregon had PCPI that was just 81% of the metro figure ($58,074). In the U.S., PCPI of nonmetro areas amounted to 75% of the metro PCPI.
Comparing metro Oregon with other metro areas across the nation, however, we see that Oregon’s metro PCPI lags the nation and has for a while. In fact, Oregon’s metro areas had a PCPI that was 88% of the national metro-area PCPI in 2010 and 94% in 2020.
On the nonmetro side, Oregon’s PCPI kept pace with the national average for nonmetros. PCPI in Oregon’s nonmetro areas was 95% of U.S. nonmetro in 2010 and 103% in 2020.

The COVID-19 Impact on Personal Income
Despite the economic downturn, personal income rose both nationwide (+6.6%) and in Oregon (8.0%) from 2019 to 2020. The sources of personal income changed, however, due to pandemic-related restrictions and the resulting slowdown in the economy. Fewer people earned income from work, dividends, interest and rent. More income was received through transfer payments like federal stimulus funds and unemployment benefits than during 2019.
Nationwide, the share of personal income from earnings dropped from 63% to 60% of total income from 2019 to 2020. Dividends, interest, and rent also fell from 20% of total income in 2019 to 18% in 2020. At the same time, transfer receipts rose from 17% in 2019 to 22% in 2020.
Statewide in Oregon, the share of personal income from earnings fell from 61% of total income in 2019 to 58% in 2020. Dividends, interest, and rent also fell from 20% of total income in 2019 to 18% in 2020. Transfer receipts climbed from 19% of total income in 2019 to 24% in 2020.