Tips for Boosting Your College Savings

December 16, 2021

If you plan to attend college, be sure to create a budget (or a spending plan) and start saving for college expenses. There are many ways you can earn money, save for college, and reduce your dependency on student loans:

  • Get a summer job when you are in high school. You can start saving money from your summer jobs long before you enter college.
  • Birthdays, Christmas, high school graduation and other holidays are great ways to earn additional money. You can ask your family and friends to donate to your college savings fund in lieu of gifts during holidays and birthday celebrations.
  • Put your money into a college savings account. The plans were created to help you save for future higher education expenses. For more information, go to
  • Get good grades, participate in extracurricular activities, and develop and maintain relationships with individuals who can provide a recommendation letter, such as teachers, employers, and community members. This could help you receive a scholarship as recommendation letters are often required as part of many scholarship applications. 
  • Choose an affordable college and consider taking community college courses during high school or summer breaks.
  • Once on campus, get a part-time job. This can cover part of your college expenses.
  • Save on tuition, housing, and books. Many colleges don’t charge if you take additional credits beyond a full load. Get books from the library or buy them used either online or from a student that has them from the previous year.

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